Students

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Tough Job Prospects – Plus a Surprise

The stories abound about the dim job prospects facing college graduates.   Here are a few quotes:

“Everybody, including college graduates, needs to learn to adjust their expectations in line with reality. We are in the middle of a global financial crisis, which means individuals have to make sacrifices. As for college graduates who are looking for first jobs, they should settle for whatever they can find for now and switch to a better one when the economy recovers.”

“Take some graduates with a bachelor’s degree for example. They don’t have the physical strength of migrant laborers or the practical skills mastered by vocational high school graduates. If they only want to land a good job, they might stay out of the labor market and continue to live indefinitely on allowances from their parents.”

Sound about right?  Here’s the surprise…those articles are from China.  It seems we’ve exported not only KFC but also College Graduate Unemployment Angst.  It’s a worldwide problem.  Students should not incur a large amount of student debt with the hopes of paying it off with high paying jobs.

 

Making Sense of the Census for College Students

It may seem strange, but college students should be counted in the 2010 Census as being at their college location, and not back home, according to an article by Pew Research.  While there are clearly problems with the logic (like being resident of a different state, perhaps!), this is how it is supposed to be done.  So students, don’t throw those forms away.

For purposes of the Census, you are where you sleep.

 

Gettin’ Some Buzz: CFG ScholarBank Featured on Local News

Recently, our very own Jonathan West was interviewed by the local ABC news affiliate about the CFG ScholarBank™. Great story about College Funding Group and our online database of college scholarships provided by metro Richmond organizations for local students.

 

The Best College for You Might Not Even Be on Your List

You’ve earned good grades, prepped hard for high SAT and ACT scores, and participated in all those extracurricular activities that your guidance counselor insisted would impress college admissions offices. The next step is coming up with a list of your top college choices and start filling out those applications.

So, how do you come up with that list? You’ve probably got a couple of schools in mind already. There are many reasons you could prefer one school over another—your parent’s suggestion, your favorite college basketball team, a specific program of study, and so on. But you need to make sure that the schools you’re seriously considering are a “good fit” for you.

Before you get ahead of yourself and start applying only to Ivy League schools, be sure to chat with your parents about your family’s college budget. If you and your parents simply cannot afford the tuition, it’s better to cross that school off your list. Otherwise, your parents will never be able to retire and you’ll never hear the end of it, or you’ll be stuck with massive student loans that take years, even decades, to pay off.

With each of the remaining schools on your list, be sure to research the academic rigor, the school culture, the social scene, available financial aid, how the professors teach (big lecture halls vs. small classes), and the characteristics the school desires in its students. Now how do these schools match up with you?

Consider this–schools that maybe you hadn’t initially considered could actually be a better fit for you. Check out schools that don’t have the big-name athletic programs or the prestige of a Harvard. Many times colleges whose name you do not recognize may be willing to offer significant financial incentives to entice you to attend if your profile matches the freshman profile of that school. The most important thing is to keep all your options open. Explore all types of colleges – in-state, out-of-state, public, private, large and small. By getting to know the pros and cons of each, you’ll be able to figure out what characteristics are most important to you.

 

Using the CFG ScholarBank

One thing we discovered when looking at scholarships available to Richmond-area students was that there was no “one” source of regional scholarships. So we decided to take a crack at it. And thus, the CFG ScholarBank was born. We are continually tracking down scholarships available to Central Virginia college-bound students and gathering them all into our searchable collection.
Ready to start searching for the perfect scholarship? Go to the CFG ScholarBank and type in a search term that applies to you. You can search by region, grade level , or any keyword that might narrow down your search.  Say, for example, that you are a female high school senior in Richmond that wants to major in accounting. You could type in any, or all, of the following keywords in the search box: female, accounting, Richmond, senior. The more keywords you use, the more you narrow down your search results. Don’t want to limit yourself that much? Type in one keyword and the list of scholarships will be that much longer.

At over 300 scholarships for $900,000+ and counting, the CFG ScholarBank is a great resource for students looking for a little help in defraying college costs. Why pass up free money if you can get it? Plus, just think of the serious brownie points you’ll score with your parents. You can thank us later.

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